Loans and Credit Services

With the implementation of a New Credit Management Policy and Strategic Business Plan, CAWECU is committed to offering Loans and Credit Services that serve three main objectives:

  • To assist in achieving financial viability in the overall operations of CAWECU
  • To improve the quality of service provided to the membership
  • To strengthen the asset base of CAWECU by increasing its loan portfolio and cash holdings Assets.

All Members are eligible to apply for a Loan or Credit Service : The rate of interest on ALL Loans to members shall vary between 1% and 2% on the reducing balance according to the nature of the Loan.


  • Loans for educational purposes, where the rate of interest shall be set between 0.75% and 0.9%.
  • Loans for special customized needs, where a fixed annual rate, not exceeding 5% would be applied.

See Below a list of Loans and Credit Services Available to our Members


  • Personal Loan
  • Emergency Loan
  • Debt Consolidation Loan
  • Education Loan
  • Vehicle Loan
  • Home Improvement Loan
  • Wedding Loan
  • Micro Business Loan
  • Land Purchase Loan
  • Mortgage Loan
  • Cash on the Go Loan

Credit Services

  • Annual Group Health Insurance Premiums
  • Annual Prime Health Premiums
  • Back to School (School Books & Uniforms)
  • Furniture, Appliances and Household Items
  • Annual Home Insurance Premium
  • Travel Packages
  • Vacation/Staycation Packages